It’s tough to build and maintain wealth in this world. Tax changes, market uncertainty, health care costs, unknown political future…life. In a world of uncertainty and change, it’s critical to have a plan and a system in place to monitor, review and adjust along the way. The largest segment of our clientele are:

Thinking about a life without a paycheck is nerve racking for most people. If you’ve been in your career for 40 years, it’s a mind shift to think about not waking up each day and seeing your pay check hit your checking account every two weeks. What will replace that income source, when do we claim Social Security, what options should we look at for Medicare, ACA or COBRA. If you haven’t started planning yet, the five years before retirement are the most critical years to get a plan in place and to make sure that you understand what your income will look like. Working with a team that has helped thousands of people through the transition is invaluable.

Success doesn’t happen at once, it’s a series of individual decisions spread out over decades. For people earlier in their career, we help with the analysis of future taxable income and how to minimize your future tax burden while taking an appropriate level of risk and having a professional level of diversification around tax treatments and investments.

70% of wealthy families will lose their wealth by the second generation and 90% will lose it by the third. If you’ve created significant wealth or have family assets that will be passed onto the next generation, its important to know that your wishes will be respected and work for you even if you’re not around to monitor them. We’ve helped thousands of people create durable wealth transfer plans to help minimize taxes, have healthy relationships with money and incentivize the type of lives that are meaningful to our clients.

90% of start ups fail within five years. As a small business ourselves, we celebrate anyone that was willing to have the entrepreneurial drive to do things their own way. There are different ideas that need to be implemented at different stages of business development…and we’re here for it. We leverage our team to provide best in class ideas around employee retention, business succession planning, making sure that the business owner has an appropriate amount of liquidity and more. We value to work and effort that goes into creating and running a business, we want to help take the financial stress out.